Another Reason to Love BPI's UITF - Part 2

This is a continuation of my post regarding online subscription and redemption of my UITF under BPI. You can read  Part 1 here.

I was not able to use all the funds that I withdrew last week. Being a responsible adult (haha!), I decided to return it to my emergency fund rather than buy something that I'll later regret. I went to my BPI branch and deposited the excess (oh, by the way, those Express Deposit Machines are the best! I don't know why few people are using it.) After which, I added the freshly deposited funds to my existing UITF though online banking. Also, I decided to enroll in their Regular Subscription Plan because I want to return the full amount that I "borrowed" from my emergency fund. Their RSP is an Auto Debit Arrangement wherein a certain amount will be deducted in my savings account and will be added to my investment fund.

Another Reason to Love BPI's UITF - Part 1

For me, going to the bank is such a chore. That's why, I always find ways to automate almost everything. Just last week, I discovered that I can subscribe and redeem my Premium Bond Fund though BPI Express Online. I love it! And I know you'll love it too!

One Check in the Bucketlist

2012 for me was a year of financial awareness. I learned more about savings, stocks, and other financial instruments. I also tried (hard!) to live within my means, to save enough funds for the rainy day, and to reduce my spending. And I'm still trying. I am now credit card debt-free and it feels great! I know my RFP instructors will be so proud.

I mentioned in my first post about my reasons for saving. The first item is to get my own car by 2013. And I guess all those savings and investments worked, because I'm buying a car!!! Well, we are. My significant other and I. This is our first huge purchase.

Of Wedding or Something Like That

My boyfriend and I have been together for seven years. Nope, he hasn't formally asked me "the question" yet. although I wish he will, sooner than later. Sometimes I can't stand the pressure from everyone from my mom to my boss.

When I was a bit younger, I imagined my wedding to be grand. Not as grand as Princess Diana's, but let's just say that I have some suppliers in mind and they are not cheap. But as I grow older, priorities changed. As much as I want a fancy wedding, I also want to have our own house.

To Beauty and Beyond

I may not be the best person to talk about beauty and make-up tips, but bear with me for a while. I got the whole cleanse-tone-moisturize in my regimen quite perfectly and I think my skin is ok (no breakouts, except during that time of the month where I experience a pimple or two.) But here's my frustration: doing my own make-up.

I attended a friend's wedding last Thursday. Since this is a weekday, I decided to come to the office in the morning to have some work done, then have my make-up done in the afternoon before going to the wedding. I know I'll save more if I can just do my own make-up. I mean, I can put foundation, blush, and lipstick just fine. But I'm not really confident with the eye make-up. This whole eye shadow palette confuses me. And don't get me started with the eye liner!