One Check in the Bucketlist

2012 for me was a year of financial awareness. I learned more about savings, stocks, and other financial instruments. I also tried (hard!) to live within my means, to save enough funds for the rainy day, and to reduce my spending. And I'm still trying. I am now credit card debt-free and it feels great! I know my RFP instructors will be so proud.

I mentioned in my first post about my reasons for saving. The first item is to get my own car by 2013. And I guess all those savings and investments worked, because I'm buying a car!!! Well, we are. My significant other and I. This is our first huge purchase.

Of Wedding or Something Like That

My boyfriend and I have been together for seven years. Nope, he hasn't formally asked me "the question" yet. although I wish he will, sooner than later. Sometimes I can't stand the pressure from everyone from my mom to my boss.

When I was a bit younger, I imagined my wedding to be grand. Not as grand as Princess Diana's, but let's just say that I have some suppliers in mind and they are not cheap. But as I grow older, priorities changed. As much as I want a fancy wedding, I also want to have our own house.

The Beginning

Cliché as it may seems, I want to document my so-called “road to financial fitness.” I'm not so sure when did this realization began, but one day I just wake up and realize that I am not getting any younger (another cliché) and that I need to take control of my finances. I mean, who will manage it except for me? (Though, yeah, I could hire a financial planner, but it’s a shame since I’m an accountant and I really am capable of handling this on my own, thank-you-very-much.)

I was not born rich, but my parents worked hard (and still working) to give us a good life. I’m not saying that we are now rich. No. But this is way better than twenty years ago.