What Keeps Me Busy Lately

It has been a long time since I last posted in this blog. Sorry about that. I'm actually busy doing my case study for the RFP Program that I took last July. Our task is to present a case on financial planning for a client. This financial plan consists of cash management, education (for those with kids), protection (insurance), and retirement. It took me a long time to figure out who will be my client, I finally found one, and they are close to me all along. I won't go much into the details, but I'm happy that I finally have a "client" for the case study. It's time for me to hold my White Collar marathon for a while and start doing the paper which is due 2 weeks from now. I just hope I'll pass the defense. Wish me luck.

I'm sorry, Neil. But I'll see you in two weeks, sweetie. :)
Photo source

My Insurance Query Answered

During our Investment Planning class with Mr. Randell Tiongson, I asked him whether I should get another insurance policy aside from what's offered in our company. I'm single and have no kids. I'm not the bread winner in our family, but I contribute every payday. I know insurance is important because I want my family secured in case, you know, I die and go to heaven. :)

On Online Job

It was around five years ago when someone told me to join Odesk. At first, I was hesitant to try. However, after reading some reviews from the forum, I concluded that this was not a scam. So I created an account...but forgot about it.

Money Mistake #1

I was a loyal prepaid Globe subscriber ever since I got my first cellphone, which was the trusty Nokia 3110. Technology has changed, as well as my cellphone, but I'd remained prepaid. One of the things I like most was the fact that I can control my expenses. I was ok with a Php 300 load for a month or Php 500 during Christmas and January, my birthday month (because that's the time I receive many greetings.)

That's until my boyfriend got his iPhone 4s. He was so happy with his cellphone because it's so "smart" (what can you expect from a smart phone?) He then told me to get myself one. "Why?" I asked him. Where he answered, "Because you deserve it. AND you don't want to call me because of you load limitations and for that you always ask me for a pasa-load" Noted.

The Good, The Bad, and The Bankrupt

I read a news on Inquirer.net saying that Manila City Hall is "virtually bankrupt." The article cited that the local government does not have enough cash to pay off its debt (which is three times more that its cash). Yikes! (Read the article here.)

Is this a reason to panic?