Another Reason to Love BPI's UITF - Part 2

This is a continuation of my post regarding online subscription and redemption of my UITF under BPI. You can read  Part 1 here.

I was not able to use all the funds that I withdrew last week. Being a responsible adult (haha!), I decided to return it to my emergency fund rather than buy something that I'll later regret. I went to my BPI branch and deposited the excess (oh, by the way, those Express Deposit Machines are the best! I don't know why few people are using it.) After which, I added the freshly deposited funds to my existing UITF though online banking. Also, I decided to enroll in their Regular Subscription Plan because I want to return the full amount that I "borrowed" from my emergency fund. Their RSP is an Auto Debit Arrangement wherein a certain amount will be deducted in my savings account and will be added to my investment fund.

Another Reason to Love BPI's UITF - Part 1

For me, going to the bank is such a chore. That's why, I always find ways to automate almost everything. Just last week, I discovered that I can subscribe and redeem my Premium Bond Fund though BPI Express Online. I love it! And I know you'll love it too!

One Check in the Bucketlist

2012 for me was a year of financial awareness. I learned more about savings, stocks, and other financial instruments. I also tried (hard!) to live within my means, to save enough funds for the rainy day, and to reduce my spending. And I'm still trying. I am now credit card debt-free and it feels great! I know my RFP instructors will be so proud.

I mentioned in my first post about my reasons for saving. The first item is to get my own car by 2013. And I guess all those savings and investments worked, because I'm buying a car!!! Well, we are. My significant other and I. This is our first huge purchase.